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Home Loan
Up to 80% LTV for UAE residents, rates from 3.99%.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Non-Resident Mortgage
Financing up to 60% LTV, no branch visit required.
Off-Plan Mortgage
Staged financing coordinated with developer payment plans.
Buy-to-Let Mortgage
Rental-yield-aware financing for investors and portfolios.
Mortgage Pre-Approval
Know your budget in 48 hours, before you house-hunt.
Mortgage Refinancing
Switch to a lower rate or release equity from your property.
All Services
See the full range of mortgage services we offer.
Free eligibility checkReady to lock in your rate?
Compare live offers across 20+ UAE banks — every fee disclosed upfront, no cost to explore your options.
48hr average pre-approvalZero broker fees20+ bank partners compared
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- Service Areas
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Dubai
4% DLD fee, the UAE's deepest lender network.
Ajman
Ready-home-led market, the lowest transfer costs in our coverage.
Abu Dhabi
Just 9 confirmed freehold zones, transfer costs roughly half of Dubai's.
Ras Al Khaimah
Off-plan-led and resort-driven, fewer active lenders than Dubai.
Sharjah
The UAE's most affordable market — SRERD-approved zones only.
All Areas
Compare coverage across all 5 emirates in one place.
Free eligibility checkNot sure which emirate fits?
Core mortgage rules are the same everywhere — the details differ. We'll match you to the right lender wherever you're buying.
5 emirates coveredTransfer fees vary 2–4% by area20+ bank partners UAE-wide
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UAE Mortgage Brokerage
Lock a UAE mortgage rate in 48 hours.
For first-time buyers, non-residents, and investors — compare live rates across UAE banks, with every fee disclosed upfront.
Regulated by the UAE Central Bank · No hidden fees, ever
20+ banks compared
We check live offers across our full lender panel, not just one preferred bank.
48-hour pre-approval
Most clients get a lender-backed letter within two business days.
Zero cost to you
We’re paid by the lender once a mortgage is placed — never by you.
Comparing live rates across 20+ UAE lenders, including
48hrs
Average pre-approval time
AED 2.1B+
Mortgages placed to date
20+
UAE bank & lender partners
0
Hidden broker fees
See your real rate first.
For UAE residents, non-residents, and investors — compare offers across 20+ banks, no cost to you.
Compare every option clearly.
Matched with the right lender.
Then, the keys are yours.
See your real rate first.
For UAE residents, non-residents, and investors — compare offers across 20+ banks, no cost to you.
Compare every option clearly.
Matched with the right lender.
Then, the keys are yours.
Every mortgage service, one team
From your first pre-approval to refinancing years later.
Home Loan
Guided pre-approval and lender matching for your first UAE home.
Non-Resident Mortgages
Financing for buyers based outside the UAE, structured around your income abroad.
Buy-to-Let Mortgage
Rental-yield-aware structuring for portfolio and single-unit investors.
Off-Plan Mortgage
Staged drawdowns coordinated with developer payment plans.
Mortgage Refinancing
Switch lenders or release equity when your rate no longer fits.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Mortgage Pre-Approval
A lender-backed pre-approval letter before you offer.
All Services
See the full range of mortgage services we offer.
Client stories
Example layout below — swap in your real client stories before this goes live.
— first-time buyer
"Pre-approval came through in two days and every fee was explained before I signed anything — no surprises at closing."
— Abdul Fateh, Dubai
— non-resident buyer
"I was buying from overseas and expected it to be complicated. They compared banks for me and explained exactly what I could borrow as a non-resident."
— Sulaiman, Abu Dhabi
— investor
"Refinanced two rental units through them and the whole thing took less back-and-forth than I expected."
— Robert, Sharjah
Three steps to a locked rate
No branch visits. No stacks of paperwork.
01
Tell us your numbers
A 5-minute form on income, residency, and the property you want.
02
Compare matched offers
We return live offers from our lender panel, fees included upfront.
03
Lock and close
Your broker manages bank paperwork through to final approval.
Common questions
Straight answers, no jargon.
How much deposit do I need for a UAE mortgage?
For UAE residents buying a first home, banks can finance up to 80% (properties ≤AED 5m) or 70% (above AED 5m) — so your minimum deposit is 20–30%. Off-plan purchases are capped at 50% financing for everyone.
Can non-residents get a mortgage in the UAE?
Yes. Financing typically runs 50–60% of the property value, set individually by each bank rather than a fixed national rule — we compare live non-resident policy across our lender panel to find your best fit.
How long does pre-approval take?
Most clients receive a lender-backed pre-approval letter within 48 hours of submitting their documents.
Do you charge a fee to use BestRateHome?
No — there's no cost to work with us. We're compensated by the lender once your mortgage is placed, and every fee is disclosed upfront before you commit to anything.
Can I get a Sharia-compliant mortgage?
Yes — we arrange Islamic home finance through Murabaha and Ijara structures with our partner banks.
Coverage
Wherever you're buying in the UAE
Our brokers hold active relationships with lenders across every emirate — for ready homes, off-plan, and refinancing.
Talk to a mortgage broker
Leave your details and a broker will call you back — usually same day.
No cost, no obligation. We'll never share your details with third parties.