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Home Loan
Up to 80% LTV for UAE residents, rates from 3.99%.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Non-Resident Mortgage
Financing up to 60% LTV, no branch visit required.
Off-Plan Mortgage
Staged financing coordinated with developer payment plans.
Buy-to-Let Mortgage
Rental-yield-aware financing for investors and portfolios.
Mortgage Pre-Approval
Know your budget in 48 hours, before you house-hunt.
Mortgage Refinancing
Switch to a lower rate or release equity from your property.
All Services
See the full range of mortgage services we offer.
Free eligibility checkReady to lock in your rate?
Compare live offers across 20+ UAE banks — every fee disclosed upfront, no cost to explore your options.
48hr average pre-approvalZero broker fees20+ bank partners compared
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- Service Areas
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Dubai
4% DLD fee, the UAE's deepest lender network.
Ajman
Ready-home-led market, the lowest transfer costs in our coverage.
Abu Dhabi
Just 9 confirmed freehold zones, transfer costs roughly half of Dubai's.
Ras Al Khaimah
Off-plan-led and resort-driven, fewer active lenders than Dubai.
Sharjah
The UAE's most affordable market — SRERD-approved zones only.
All Areas
Compare coverage across all 5 emirates in one place.
Free eligibility checkNot sure which emirate fits?
Core mortgage rules are the same everywhere — the details differ. We'll match you to the right lender wherever you're buying.
5 emirates coveredTransfer fees vary 2–4% by area20+ bank partners UAE-wide
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About BestRateHome
We’re an independent mortgage brokerage built on more than 15 years of experience in the UAE mortgage industry — helping residents, non-residents, and investors compare offers across 20+ banks, with every fee disclosed before you commit to anything.
15+
Years in the UAE mortgage industry
20+
Bank & lender partners
5
Emirates covered
0
Hidden broker fees
Our approach
We don’t lend directly — we’re an independent broker who compares live offers across our panel of UAE banks and lenders to find what actually fits your situation. That independence is the whole point: we’re not steering you toward one bank’s product because it’s the only one we sell.
Our team of mortgage advisors brings more than 15 years of combined experience in the UAE mortgage industry — through changing regulations, shifting rates, and the different challenges each type of buyer faces, from a first-time resident to an overseas investor. That experience is what lets us tell you which lender is actually the right fit for your situation, not just which one gets back to us fastest.
We’re compensated by the lender once a mortgage is placed, not by you — so there’s no cost to work with us, and no reason to hide fees or terms along the way. Every rate, every fee, disclosed before you’re asked to commit to anything.
We compare every lender, not just one.
20+ UAE banks, checked against your actual situation, not a generic quote.
You’ll hear from a real person.
Every fee, checked and disclosed.
Then, you’re approved.
We compare every lender, not just one.
20+ UAE banks, checked against your actual situation, not a generic quote.
You’ll hear from a real person.
Every fee, checked and disclosed.
Then, you’re approved.
Who we work with
UAE residents
Buying a first home, refinancing, or investing in a second property.
Non-residents
Buying from abroad, without needing to visit the UAE for most of the process.
Investors
Building a rental portfolio across single units or multiple properties.
Common questions
Is BestRateHome a bank or a broker?
We’re an independent broker — we don’t lend directly, we compare offers across our panel of 20+ UAE banks and lenders to find the best fit for your situation.
How does BestRateHome make money if there’s no cost to me?
We’re compensated by the lender once a mortgage is placed, not by the client — every fee is disclosed upfront so there’s no ambiguity about how the process works.
Is BestRateHome regulated?
Yes, we operate under UAE Central Bank regulation for mortgage brokerage activity.
Do you only work with UAE residents?
No — we work with UAE residents, non-residents buying from abroad, and investors, across every emirate we cover.
Who’s behind BestRateHome?
BestRateHome is run by a team of mortgage advisors with more than 15 years of combined experience in the UAE mortgage industry — matching residents, non-residents, and investors to the right lender across every emirate we cover.
Talk to a mortgage broker
A 5-minute form, no cost, no obligation.
No cost, no obligation. We’ll never share your details with third parties.