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Home Loan
Up to 80% LTV for UAE residents, rates from 3.99%.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Non-Resident Mortgage
Financing up to 60% LTV, no branch visit required.
Off-Plan Mortgage
Staged financing coordinated with developer payment plans.
Buy-to-Let Mortgage
Rental-yield-aware financing for investors and portfolios.
Mortgage Pre-Approval
Know your budget in 48 hours, before you house-hunt.
Mortgage Refinancing
Switch to a lower rate or release equity from your property.
All Services
See the full range of mortgage services we offer.
Free eligibility checkReady to lock in your rate?
Compare live offers across 20+ UAE banks — every fee disclosed upfront, no cost to explore your options.
48hr average pre-approvalZero broker fees20+ bank partners compared
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- Service Areas
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Dubai
4% DLD fee, the UAE's deepest lender network.
Ajman
Ready-home-led market, the lowest transfer costs in our coverage.
Abu Dhabi
Just 9 confirmed freehold zones, transfer costs roughly half of Dubai's.
Ras Al Khaimah
Off-plan-led and resort-driven, fewer active lenders than Dubai.
Sharjah
The UAE's most affordable market — SRERD-approved zones only.
All Areas
Compare coverage across all 5 emirates in one place.
Free eligibility checkNot sure which emirate fits?
Core mortgage rules are the same everywhere — the details differ. We'll match you to the right lender wherever you're buying.
5 emirates coveredTransfer fees vary 2–4% by area20+ bank partners UAE-wide
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Legal
Terms of Use
Last updated: August 4, 2026
These Terms of Use govern your use of bestratehome.ae (the “Site”), operated by BestRateHome (“we,” “us,” “our”). By using the Site, you agree to these terms.
1. Who we are
BestRateHome is an independent mortgage brokerage. We are not a bank and do not lend money directly. We help residents, non-residents, and investors compare mortgage offers across our panel of UAE bank and lender partners.
2. Not financial advice
Content on this Site — including rate figures, loan-to-value percentages, and the Instant Eligibility Estimator — is provided for general informational purposes only and does not constitute financial, legal, or tax advice, nor a loan offer or guarantee of approval. Actual terms depend on individual lender underwriting and property valuation. See our Disclosures page for further detail.
3. Accuracy of information you provide
When you submit information through our forms, WhatsApp, or other contact channels, you agree to provide accurate and truthful information. We rely on this information to assess your situation and match you with appropriate lenders.
4. Intellectual property
The content, design, and branding of this Site are owned by BestRateHome and may not be copied, reproduced, or used without our prior written permission, except as necessary to use the Site for its intended purpose.
5. Third-party links and lenders
This Site may reference or link to third-party banks and lenders. We do not control and are not responsible for the content, policies, or practices of third-party websites or institutions.
6. Limitation of liability
To the fullest extent permitted by law, BestRateHome is not liable for any indirect, incidental, or consequential loss arising from your use of this Site or reliance on information provided on it, including estimates generated by the Instant Eligibility Estimator, which are indicative only.
7. Governing law
These Terms are governed by the laws of the United Arab Emirates. [Confirm applicable emirate/free zone jurisdiction with your legal advisor.]
8. Changes to these terms
We may update these Terms from time to time. The “Last updated” date above reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.
9. Contact us
Questions about these Terms can be directed to info@bestratehome.ae or via WhatsApp at +971 55 123 8127.