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Home Loan
Up to 80% LTV for UAE residents, rates from 3.99%.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Non-Resident Mortgage
Financing up to 60% LTV, no branch visit required.
Off-Plan Mortgage
Staged financing coordinated with developer payment plans.
Buy-to-Let Mortgage
Rental-yield-aware financing for investors and portfolios.
Mortgage Pre-Approval
Know your budget in 48 hours, before you house-hunt.
Mortgage Refinancing
Switch to a lower rate or release equity from your property.
All Services
See the full range of mortgage services we offer.
Free eligibility checkReady to lock in your rate?
Compare live offers across 20+ UAE banks — every fee disclosed upfront, no cost to explore your options.
48hr average pre-approvalZero broker fees20+ bank partners compared
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- Service Areas
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Dubai
4% DLD fee, the UAE's deepest lender network.
Ajman
Ready-home-led market, the lowest transfer costs in our coverage.
Abu Dhabi
Just 9 confirmed freehold zones, transfer costs roughly half of Dubai's.
Ras Al Khaimah
Off-plan-led and resort-driven, fewer active lenders than Dubai.
Sharjah
The UAE's most affordable market — SRERD-approved zones only.
All Areas
Compare coverage across all 5 emirates in one place.
Free eligibility checkNot sure which emirate fits?
Core mortgage rules are the same everywhere — the details differ. We'll match you to the right lender wherever you're buying.
5 emirates coveredTransfer fees vary 2–4% by area20+ bank partners UAE-wide
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Disclosures
Last updated: August 4, 2026
This page explains how BestRateHome operates as a mortgage broker, so you know exactly what you’re working with before you engage our services.
1. We are a broker, not a bank
BestRateHome is an independent mortgage brokerage. We do not lend money directly and we are not a bank. We compare and arrange financing offers from our panel of UAE bank and lender partners on your behalf.
2. Regulatory status
BestRateHome operates under UAE Central Bank regulation for mortgage brokerage activity. [Add specific license number and issuing authority once confirmed — this is the single most important piece of information to add to this page before publishing.]
3. How we’re compensated
We do not charge you a fee to use our brokerage service. We are compensated by the lender once a mortgage is successfully placed. This means our incentive is to complete a placement — we address this directly by comparing multiple lenders against your actual situation rather than defaulting to a single preferred bank, and by disclosing all lender fees to you before you commit to any offer.
4. Our lender panel
We compare offers across a panel of more than 20 UAE banks and lenders. This panel does not necessarily represent every mortgage lender active in the UAE market. [Confirm and consider listing your actual current panel of partner banks here for full transparency.]
5. Rates, LTV figures, and the Eligibility Estimator
Interest rates, loan-to-value percentages, and other figures shown across this Site — including results from the Instant Eligibility Estimator — are indicative only, based on standard UAE Central Bank LTV rules and general market rates at the time of publishing. They do not constitute a loan offer, pre-approval, or guarantee of any kind. Actual rates and eligibility depend on individual lender underwriting, property valuation, and your specific financial profile.
6. Islamic home finance
Where we reference Islamic home finance (Murabaha or Ijara structures), these products are structured and certified by the respective partner bank’s own Sharia board. BestRateHome does not issue religious rulings and is not a Sharia advisory body — we simply compare available Islamic finance products across our lender panel.
7. Client stories and testimonials
Where genuine client stories or testimonials appear on this Site, they reflect individual client experiences. Past results do not guarantee similar outcomes for other clients, as every mortgage application depends on individual circumstances and lender decisions.
8. Complaints
If you have a concern about our service, contact us directly at info@bestratehome.ae. [Add your formal complaints-handling process and any relevant regulatory escalation body once confirmed with your compliance advisor.]