- Home
- Services
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Home Loan
Up to 80% LTV for UAE residents, rates from 3.99%.
Islamic Mortgage
Sharia-compliant Murabaha and Ijara structures.
Non-Resident Mortgage
Financing up to 60% LTV, no branch visit required.
Off-Plan Mortgage
Staged financing coordinated with developer payment plans.
Buy-to-Let Mortgage
Rental-yield-aware financing for investors and portfolios.
Mortgage Pre-Approval
Know your budget in 48 hours, before you house-hunt.
Mortgage Refinancing
Switch to a lower rate or release equity from your property.
All Services
See the full range of mortgage services we offer.
Free eligibility checkReady to lock in your rate?
Compare live offers across 20+ UAE banks — every fee disclosed upfront, no cost to explore your options.
48hr average pre-approvalZero broker fees20+ bank partners compared
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- Service Areas
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Dubai
4% DLD fee, the UAE's deepest lender network.
Ajman
Ready-home-led market, the lowest transfer costs in our coverage.
Abu Dhabi
Just 9 confirmed freehold zones, transfer costs roughly half of Dubai's.
Ras Al Khaimah
Off-plan-led and resort-driven, fewer active lenders than Dubai.
Sharjah
The UAE's most affordable market — SRERD-approved zones only.
All Areas
Compare coverage across all 5 emirates in one place.
Free eligibility checkNot sure which emirate fits?
Core mortgage rules are the same everywhere — the details differ. We'll match you to the right lender wherever you're buying.
5 emirates coveredTransfer fees vary 2–4% by area20+ bank partners UAE-wide
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Get in touch with BestRateHome
Free consultation, no obligation. Most inquiries get a response the same day.
What happens after you contact us
01
A broker reviews your situation
Income, residency, and what you’re looking for — usually the same day.
02
We compare live lender offers
Across our panel of 20+ banks, fees included upfront.
03
You choose, we handle the rest
Your broker manages the paperwork through to approval.
Common questions
How quickly will someone respond?
Most inquiries get a response the same day, often within a few hours during business hours.
Can I contact you via WhatsApp?
Yes — WhatsApp is one of the fastest ways to reach us, available directly from every page on the site.
Do I need to have all my documents ready before contacting you?
No — an initial conversation just covers your situation and goals; we’ll tell you exactly what documents you’ll need afterward.
Is the first consultation free?
Yes, there’s no cost or obligation for an initial consultation.
What are your operating hours?
[Mo,Tu,We,Th,Fr,Sa,Su] WhatsApp messages are typically answered same-day even outside standard hours.
Send us a message
A broker will get back to you — usually same day.
No cost, no obligation. We’ll never share your details with third parties.